e-booksonline Chapter 130 (1)
Chapter 130 (1)
Chapter 130 (1)
People Who Don't Know Their Limits (2)
Sam pondered over Rockefeller's proposal and spoke up.
"So, once the loan is fully repaid, I can get back the ownership of the mansion?"
"Of course. But until then, we need to hold the ownership."
Sam, who wanted to invest in real estate, soon showed a convincing attitude.
There was no other choice.
"Alright. I'll take the loan with the mansion as collateral."
"Good choice. I hope your real estate investment goes well. That would be good for both of us, wouldn't it?"
There were people silently watching their conversation.
It was Bell and Bob, who were feeling a bit of stomachache.
Seeing Sam taking over the mansion through a loan, the two had a lot to feel.
The successful guys do well in whatever they do.
Who would have thought that a mere shoeshine boy would now take over a mansion?
'He's really doing well.'
'It feels like just yesterday when he was working under me. When did he grow so much?'
A moment later.
Bell, who came out of the Banco store, spoke to Bob.
"Sam seems to be doing really well. I've heard the rumors, but..."
At Bell's words, Bob immediately reacted.
"Yeah, he must be. I heard he made a fortune investing in trade ships. His carriage is different from ours. How can ordinary people like us even compete with a six-horse carriage? It's ridiculous."
"But investing in a mansion seems to make some money? I didn't know that."
What can you do if it makes money?
They didn't even have the means to invest in the first place.
"What can you do if it makes money? It's not a place that costs just a penny or two. It's a different world altogether. We don't need to pay attention to it."
A few commoners with good income or credit started moving to bigger houses or building new ones, all using loans from the bank.
Lou continued speaking.
"I could understand if it were just one or two people, but when I saw Bell, who runs a shop next door, change to a new carriage, I thought something was off. My income is better than Bell's, so why should I ride the same carriage?"
It would have been better if they had used the bank loans to buy a house.
However, the carriages were nothing more than expensive consumables.
Luxury items with high maintenance costs.
"Recently, I see more and more people riding in two-horse carriages. So, if I can get a loan, I'd like to change to a six-horse carriage. Is that possible?"
"I see."
If Rockefeller were a good person, he would have advised Lou to know his place instead of encouraging a loan.
But Rockefeller had no intention of doing so.
'If I don't give him a loan, he'll get one from another bank anyway.'
So, isn't it better to let him borrow from his own bank rather than sending him to another one?
'If he really wants a six-horse carriage, there's no need to stop him.'
"Alright. Let me check the ledger first. I need to see if an additional loan is possible."
At that, Lou said,
"I plan to sell my current carriage, so I only need a little more money."
"Then you'll be at a loss, won't you?"
"I have to accept that. I'm not going to ride two carriages."
After checking Lou's ledger, credit, and income, Rockefeller informed him that he had some leeway.
"It seems possible according to the ledger."
However, he couldn't help but think:
He could get a loan, but does he plan to live in the carriage from now on?
If not, the six-horse carriage would be too much for him.
"Do you really plan to buy a six-horse carriage? It seems a bit... excessive."
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